Being Young and Healthy is a Blessing. Not an Excuse.

Being young and healthy is definitely a blessing. However, many people use it as an excuse to put off purchasing the insurance they need.

But life changes at a moment’s notice. Being prepared is smart.

What's even smarter is knowing the optimal time for purchasing life, long-term care and/or disability insurance, because the rates are lower when you are young and healthy. Those same rates become increasingly more expensive as you age and develop health issues. And sometimes, health declines or illnesses can cause insurers to not qualify you as a candidate for these insurances. Then what?

Be young, healthy and smart. Do your research and make your insurance moves now, not later. You, your family and your older self will thank you for it.

Be sure to bookmark LCD's Blog, Why It Matters, so you never miss helpful tips and articles: https://www.lcdinsurance.com/blog/

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